Make a list of the money you have flowing out into different expenses. If you have cable, or streaming networks you pay for, such as Netflix or Hulu, put those on your list next to how much money it costs you each month. If you have smartphones in your family write those down as well. List magazine subscriptions, gym passes, art classes, or anything that comes to you as a regular expense. Then you need to look at your list and decide how to cut back. Maybe you can just eliminate a few things, or maybe you need to cut it all out for a little while until your bank account becomes more stable. There is no point in paying for a huge cable bill, or random magazine subscriptions that you never read, while you’re struggling to make ends meet. The more you cut the better off you will be.
Get into Survival Mode
Don’t spend money on things you don’t need. You have to get into a survival mode and focus only on the essentials. Avoid eating out, shopping sprees, going out to movies or events, or anything that is unnecessary. If you can control your spending habits and you can cut back on these things, you will be amazed how much money you save. It doesn’t mean you can’t have fun though. Start making a fun meal plan with ingredients you already have at home, look online for free date ideas that can still get you out of the house, and find ways to mix and match pieces in your closet to wear them in ways you never have before. Overall, just make sure you are only spending money on the things you have to have to survive.
Make More Money
To help you feel more fluid in your budget, you’ll need to find ways to make more money so that you can attack your financial situation from both ends. There are a lot of ways to make money from home on the side. You can pick up extra shifts at work, or get resourceful and see if any of these 50 Ways to Make Money on the Side are good options for you. If you don’t have a job that pays well enough and you are having hard time getting ahead, consider finding a new job, improving your skills or even getting educated in a new trade or field to improve your quality of life.
Prioritize Your Bills
If you have a lot of bills to pay, make sure you decide which ones have to be paid off first. Hopefully you cut back on everything from the list you made, but now it is time to sort through what important bills are MOST important. Take care of things like your house payments and energy bills first and then keep moving down through the things that are most important for you to keep surviving and having your basic needs met.
Keep a Positive Mindset
Overall, remember to stay positive. Of course this is easier said than done, but it is so important when trying to get out of a financial bind and start to plan effectively. Negative thoughts are destructive and won’t help you moving forward. Try to think each day about good things that happen to you, opportunities that come your way, connections you have with other people that could help, and really anything that keeps you positive and focused on your ultimate financial goals. If you can’t master a positive mindset, you other strategies could fall apart.
So, you’re looking to make a few extra bucks, but you are hesitant to get involved with an online money making scheme. Your concerns are valid, there are “bad businesses” everywhere,and it can be difficult to weed out the good from the bad. Fortunately, we have researched these websites for you, and now it is our duty to share these wonderful opportunities with you.
Ebates doesn’t exactly make you money, it helps you to save money! Merchants pay Ebates to refer customers to them. Then ebates used the money from the merchants to offer discounts and deals to their shoppers. Visit the ebates website before making any purchases online, and use the link that ebates provides. When you do so, ebates will pay up to 25% of whatever you purchase. It is free to sign up, so get started!!
Inbox Dollars is basically an online rewards system that offers cash payouts. All you have to do is use their search engine, print coupons, and online shop. You get money each time you use their search engine. Really, what could be easier? You even get an instant $5 bonus just for using your email address to sign up! Of course it is free to sign up, so sign up now and start earning at Inbox Dollars.
NCP Nielsen pays you to scan your grocery store purchases to your phone. Start your free account and scan the barcodes of the items you buy at the grocery store. Record where you shopped, how much you spent and NCP will reward you with points that are redeemable for money.
Sign up for free and take surveys over the phone on different sorts of products. You take surveys, earn points and then cash them out for rewards via PayPal.
This is a free site that gives you rewards (points redeemable for money, gift cards, or other rewards) for answering polls, taking surveys, trading in old video games, and playing games on their website. They’ve paid out over 78 million dollars to their reviewers. This is totally legit and a great way to earn extra cash. Register free for Swagbucks here and get started.
Start a Blog focused around your likes and passions. Focus in on this niche, and use it to make money. Successful blogs receive thousands of visitors every week, and you can use affiliate networks and ad networks, such as Google Adsense to earn a really great income blogging from home. For more information about blogging, please read our step by step instructions on how to start a blog for only how to start a blog for only a few dollars a month.
Sell Your Products Online
If crafting is your passion, consider opening an Etsy shop. Etsy is a place where individuals can sell their homemade goods and shop for unique items. Many shop owners do so in their spare time, and some can even turn it into their main source of income.
This isn’t as bad as it sounds! Offer your skills as a freelance writer, public speaker, or blogging guru. Charge for your services by the hour or by the session, don’t sell yourself short! Your opinion matters! Use social media platforms to promote yourself and create a strong website base.