15 {Legit} Ways to Make an Extra $1,500 a Month

 

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With the holidays just behind us and Valentine’s Day only a few weeks away, the wallet can seem pretty slim at times. Having to stretch finances, miss fun activities, or even struggle to pay monthly bills can put a lot of extra stress on you and your family. However, instead of cutting away at your budget, why not try to add a little more to it? No, you don’t need to go pick up a job at the local frozen yogurt store to pay those bills, there are actually tons of other ways to make money. In fact, here’s a list of 15 legitimate ways you can make an extra $1,500 a month, depending on how many and how much you decide to do.

  1. First off, I recommend you start a blog. Not only is it a super enjoyable (and even de-stressing) activity, it’s also a great way to make some extra cash. Lots of people think you have to be some young celebrity or genius advertiser in order to make money on a blog, but that’s simply not true. In fact, many bloggers make six-figure incomes working very few hours from home.   It is a great way to do something you like, while you have a flexible schedule and work from home.  It has allowed me to stay home with my kiddies and earn a six-figure income to help support our family.  We have paid off student loans, car loans, bought a few fun toys (hello camping!) and allowed us to take the kids on some pretty fun vacations.  When I started blogging, I had no idea that I would be able to pay off debt and completely provide for my family.  If you are interested in working from home and starting a blog, visit my step by step tutorial.  Two of the most common ways to make money from a blog are affiliate marketing and advertising.
  2. A quick jump over from blogging is ghost writing. You still provide written content, but you don’t have to worry about running the blog business and taking care of other aspects. You simply just have to write. And, if you’re really good at this, you can work for multiple companies on numerous projects while still keeping your day job.
  3. If you love doing photography, then there’s a whole load of side gigs you can do to make extra cash every month. If you don’t want to worry about dealing with people for portrait photography then you could do real estate photography. All you need to do is have a good camera and a good eye for quality pictures. With more than 90% of home buyers using the Internet to find future homes, realtors are in high need of photographers to make their properties look beautiful and professional online.
  4. If teaching has always been a passion of yours, then try tutoring to make some extra cash. You can even do online tutoring so that you don’t have to leave your house! Websites like Chegg will pay you up to $20 an hour to tutor their service users. A bit of processing is required in the beginning to make sure you’re a valid and trustworthy tutor, but once you get approved, you can be making money and learning every day.
  5. Closely tied to academic tutoring, is teaching English as a second language. And the best part is that you (probably) don’t have to even study to be qualified to teach English, you probably already know it! There are lots of ways to get involved in teaching English as a second language, from local opportunities to online ones, as well. The longer you do it and the better you are, the more money you can make. You could even get involved in private tutoring lessons!
  6. If you’ve always wanted to be a movie star but just never made it to Hollywood, then there’s still hope for you to accomplish that dream. Start a YouTube channel and, if you’re dedicated enough, you can quickly get up to earning $1,500 a month for ads and other promotional material. Not only is this extra money every month, but it’s also a great way to blow off steam, get creative, and have fun!
  7. Earn some extra income by using your talents!  If you have art skills, find places to do face painting on the side! You’d be surprised at how many birthday parties, community events, and fairs are looking for face painters. You don’t have to be the next Picasso, you just need to be good at basic designs and patterns and not be afraid of painting people’s faces. Some really good face painters have even made up to an extra $12,000 a year in doing face painting.
  8. During the summer and warmer season, mowing lawns and doing lawn care is a great way to make some extra money on the side. Depending on the size of the lawn, you can make anywhere from (usually) $10 to $70 per lawn. The average lawn probably takes about 45 minutes to mow and pays $25 to $30 dollars. If you were to just mow ten lawns every week then you’d already be around $1,000. Add some hedge trimming and flower maintenance to your package and you’ll easily make $1,500 a month.
  9. An incredibly easy way to make some extra money on the side is renting out any extra space you have in your home or rent out your actually home when you’re on vacation somewhere! You make money by doing nothing. Programs and companies like airbnb give you access to a wide range of guests who may need a place to stay in your hometown. You just have to pass the host application and you can start making money right away!
  10. Much like Airbnb, companies like Uber and Lyft let you use your own assets to make money on a big scale. You can become a “homemade” taxi driver through some companies that schedule and coordinate all the rides you’ll give. These programs usually let you keep up to 80% of the price of the ride, so it’s a pretty hefty sum of money! This is especially great if you live in a big city where tourism is high.
  11. This idea may seem random, but parking lot cleanup is apparently a great way to make money on the side, and sometimes has made people more money than their day jobs. If you love being outdoors and don’t mind a little bit of hard work, this could be a great option for you. The best part is that it doesn’t require any specialized education, just a desire to make contacts and get to work.
  12. Do people tell you that you’re hilarious? If so, consider doing comedy as a job on the side to make some extra cash. From small weekend activities to huge corporate events, your comedy can bring a smile to people’s faces and some extra cash to your wallet. If you’re really good at it, you could make up to $20,000 per event and even get invited to travel to places like Australia and South Africa!
  13. Turn your musical interests into a source of income with a little bit of hard work and perseverance! It’s actually relatively easy to get a music gig at local restaurants and hangouts. You may have to charge low fees (or not at all), but if you’re good, then you can quickly start making a steady flow of cash. Your goal doesn’t have to be fame (although that would be nice), but with a decent music job you can easily make $1,500 of extra income.
  14. If you want a little risk in order to get that extra reward, consider peer lending. In essence, this is where you loan your own money out to people who are in need of funds to start projects or companies. The program is well vetted in making sure that lenders don’t get scammed and get paid. You might not make money right away, but the benefits can start rolling in if you’re patient, plus you might hit a goldmine, you never know.
  15. For those of you who love sports, then look at part time coaching positions around the community. Many of the community programs and even some schools open their positions to community members if they can’t get a teacher or volunteer. This would let you be outside and in fresh air while getting paid to hang out with young kids! I didn’t coach when I was younger, but I did work sidelines at football games. I just had to stand in the sun and walk a little bit for some extra, easy-made cash.

Here are some other articles about making money from home that may be interesting for you:

How to Start a Blog

How to Make Money Blogging

How I Make $100k+ Onling While Working From Home

8 Legit Ways to Make Money From Home

50 Ways to Earn Extra Money on the Side

10 Ways to Earn a Living on the Internet

How to Get Freelance Writing Jobs

 

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If you like writing and ever want to make money from home on the side, freelance writing might be a good option for you.  It is a great gig to make a little bit of extra income on the side. If you enjoy writing, then freelance writing is definitely something you can pick up on the side for some extra money and maybe even enjoy it!  Here are just a few ideas that will help you get those freelance writing jobs.

  1. If you want to work as a freelancer then you need to make sure your writing skills are sharp and professional. If you’re not already a good writer, then take some steps to become one. There are online classes, community courses, or even reading and journaling everyday can help hone your skills. You don’t need to sit down and read the dictionary or anything, but making sure you’re constantly exposing yourself to writing opportunities will help out. Practice writing, get feedback from friends and families, and then rewrite. It may not be the most exciting thing, but it will expand your skills and knowledge.
  2. You may need to start writing for free before you get paid for your work. This isn’t always the case, but it can really help you get your foot in the door at many agencies. You can even get a free guest writer position on some popular blogs to help get your name out there. Even though it doesn’t pay, these kind of gigs will pay in name recognition and invaluable experience. Be aggressive and send your work out to whatever websites you think fit your style. Without charging a fee or expecting payment, many companies are more willing to look at your work and even publish it.
  3. Another option, in addition to writing for free, is finding sites that have guest writers. Some of these positions are paid (although most aren’t,) but either way, they’re great for experience. If you can become an endorsed guest writer for a website or blog, not only will you get consistent writing opportunities, but you’ll also get name exposure as well. Just like on a resume, being a guest writer shows future contractors and company owners that you’re serious about your writing and that you’re good enough to be hired. Lots of writers actually got their start into a money-making freelancing career by being guest writers on prominent websites first. It may not be the most glamorous job or experience, but it’s a great start.
  4. If (and when!) you do start building a name for yourself and making money from your freelance work, then you’ll want to make sure you have sufficiently honed your self-discipline and money management skills. If you’re only getting a few jobs every now and then, this isn’t so much of a deal. But the more work you have, the more companies contract you, and the other invariable responsibilities that come with growing a home business can really weigh you down if you don’t have a good system in place. Self-discipline is necessary so that you aren’t saving all your assignments for the night before they’re due (reminds me of school). If this is your style, then your contractors will quickly realize that and most likely drop you as a freelance writer. Similarly, you need to have a way of keeping track of your finances and managing your money. Not only will this help when tax season rolls around, but it will also give you more power to negotiate for higher payment for your writing.
  5. Another aspect of freelance writing that is so important is networking and making connections. You need to be comfortable getting your feelers out and find potential business assets that can help your writing career flourish. If there are people in your community that run successful blogs, reach out to them. Friend, follow, and like potential businesses that you would like to write for in the future. Get to know a company’s writing style, typical topics, and target market. Once you’ve done your research, contact those who are in charge of the writers and be firm but polite in getting your writing published by them.
  6. If you don’t want to network and connect with other people in order to get your writing out there, then consider creating your own blog! It will be hard work but, if you remain dedicated, then it can be a really great payoff. Not only will you make money from people reading your work, but you can also get money from ads and other marketing strategies. Choose a blog topic that is broad enough to have things to talk about every week, but still specific enough to actually attract a certain type of audience. And if you start your own blog, make sure it looks professional and remains up-to-date. You can use your blog as evidence to possible contractors to show them the quality of your work, too.

Related Posts:

How to Get Freelance Writing Jobs

15 Work At Home Companies that Pay $12 an Hour or More

Top 54 Side Hustles to Make Extra Money on the Side

How to Make Money Blogging

How to Start a Blog

 

10 Ways to Earn a Living On the Internet

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My husband and I joke that we “print money from the internet.”  While it really is not that easy, there are a lot of ways that you can make money online.

Let’s first talk about the why.  Why would you want to make money on the internet?  The question should be, “why wouldn’t you?”  Making money on the internet has allowed my family to pay off student loans, pay off all other debt, live freely, travel the world, work from anywhere, have a flexible schedule.  It has also allowed my husband to quit his day job (he is the CFO of the blogging business) and allowed us to make great strides in paying off our home.  We get to be our own boss, on our own schedule.  All these things have been a great dream for my family, not to mention, we are in complete control of our destiny.  No salary caps or pay curves to deal with.  It is up to us, and that is the part that we love.

Here are 10 ways to make money on the internet:

1. Start a Blog

If you want to work from home and have a lot to say, blogging is probably a really great fit for you.  You can make money online by blogging!  If I can do it, so can you.  If you want to start a blog, I will walk you through the process, step by step.  If you want your blog to make money, you need to start with a domain name and hosting.  Don’t make a common mistake and use a free platform, like Blogger.  You need a self-hosted website in order to monetize your blog and put advertisements of your choosing on your blog.  You can learn more about that on my step-by-step tutorial explaining how to start a money-making blog.

Once you have a blog, you can make money blogging by using advertisements, affiliates, sponsorships, promotions, freelance blogging, consulting and more! First step is to get a domain name and hosting. If you don’t know what that means, read Blogger Basics-Starting From Scratch.  Right now, you can start your own blog for only a few dollars a month (which is SUPER cheap!) through my special link here.

2. Be a Freelance Writer

If you want to write online but don’t want to start a blog, consider just writing for others! There are actually quite a few freelancing and ghostwriting jobs out there that can help you earn extra cash. If you are not familiar with the world of freelance writing, it is when you get your writing published online and you’re given credit. Many websites solicit articles and, if they’re good enough and fit the site’s topic, then they’ll pay you to publish it. Some websites will give pay you up to $100 per article.  If you are a talented writer, this is a great way to earn a living on the internet.  Read more if you are interested in getting freelance writing gigs.

Ghostwriting is similar, but instead of having your name on the article, it’s just published under another person or a general company. Not as glamorous, but it’s a great way to earn some cash.

3. Use Your Social Media Account or Profile

If you have an online profile, (social media or otherwise) you can start using it to get a paycheck!  Just like the blog, you can contract with companies and offer them ad space in return for payment. If you have a captive audience, you can use this as an opportunity.  Large companies (and small) pay big dollars for shoutouts, product reviews, etc to advertise their products to your audience.  There are a lot of brand representatives that do this and earn tens of thousands a month on Twitter, Facebook, Instagram and more!  If you are interested, you can learn more about How to Quit Your Job and Make Money on Instagram.

4. Start a Youtube Channel

This might not be for everyone, but Vlogging is taking the internet by storm!  Some of the biggest Vloggers (Video Bloggers) are multi-millionaires.  If you have interesting things to say, or want to do tutorials, you can make a lot of money on YouTube.

5. Do Online Surveys

There are a lot of survey companies out there that pay you to complete surveys in your down time.  This is a great way to make money on the internet in those pockets of time, when you aren’t doing anything.  There are a lot of great things about survey companies and it is the perfect way to make extra cash online.  If you are interested, here are 8 Survey Sites You Can Use to Make Extra Money.

6. Freelance Editing

Calling all English teachers out there!  This is a great way to make extra money on the internet.  Freelance proofreading and editing is a huge industry and you can pick up side gigs doing something you love!

7. Consulting

Constulting is a very robust industry.  Web consultants can teach businesses how to better run their website, design ideas, how to convert to sales, etc.  This isn’t something you just “hop” into, though.  This is a great way to make extra money on the internet, if you have skills that you can use to consult businesses in their internet and web practices.

8. Write an Ebook

I am seeing Ebooks everywhere!  If they are in an interesting or helpful niche, I buy them.  If you have particular expertise in a subject that your readers or followers may be interested in, this is a great way to earn money on the internet.  The thing I like about this, is that once you have it done, you make residual money from it forever (or at least until it is outdated.) I am a big fan of things that can be made once, that provide residual profits.  This is a great example of that.

9. GPT Sites

GPT Sites are websites where you “get paid to” do things. This can be anything from rating a product online to random other tasks that people just need to get done. Usually the payout isn’t super big for each task, but if you can get through a lot of them, then the rewards add up.

10. Website Reviewer

If you find yourself with a bit of extra time every now and then, you can become a website reviewer and start making money right away. You are a trial user for a website or you get online with the specific goal of finding errors or problems with a website that make it less user-friendly. You can make money doing this and also feel satisfied that you’re helping others have a more enjoyable online experience. Win/win.

A few other ideas for making money on the internet:

Ebates

Mystery Shopping

IZEA

If you are interested in making money from home, see more ideas here:

How to Start a WordPress Blog

How to Make Money Blogging

15 Legit Ways to Make an Extra $1500 a Month

50 Ways to Earn Extra Money on the Side

54 Side Hustles to Make Extra Money

15 Mistakes People Make When Paying Off Debt

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Paying off debt is going to be unique for each person and situation, there isn’t one right method that will work for everyone. However there are definitely some universal methods that will help anyone get out of debt, if followed.  Avoid these 15 mistakes when trying to pay off your debt, and you’ll be debt free before you know it!

1. Not creating an accurate monthly budget.

We all know and have heard how crucial a monthly budget is when wanting to pay off debt (and it is), but we often make the mistake of creating an inaccurate budget. Figure out what you are actually spending and go from there.  Decide what you should be spending or what you want to be spending.  Creating a budget isn’t necessarily just writing down what you spend each month, although that is a great place to start.  You need to make sure that you have a very realistic budget, and have a plan for the money that is planned to be left over each month.  If you don’t have a plan to “save” or invest it, or to use it to pay off other debts, often it will just get sucked into the abyss of extra spending to never be heard from again.  Be sure to budget for life.  This means that budget for birthday gifts, car repairs that might happen, etc.  If you never allow for anything extra, you will continually get frustrated when those expenses come up. Remember, those “unexpected” expenses, are actually “Expected” in life.

2. Not Using a Debt Snowball

A debt snowball is when you take your smallest debt and pay as much as possible to that debt, while still making minimum payments on other debts, until it is paid off. Then once that debt is paid off, you take the amount you were spending on it each month and add it to the payment of your next debt. This will give you the confidence of getting rid of your debts one at a time, and help you to pay more than the minimum payment.  This is tried and true and works for many reasons.  First, it gives you momentum and takes the “guess” work out of figuring out how much to pay on each thing.  It will also reduce the amount of interest you spend overall, because the sooner each debt is paid off, the sooner you are no longer paying interest on that card.

3. Using your Debit Card For Everything

I know that debit cards are much better to use than credit cards, but there have been studies that show that we almost always overspend when we use a card vs cash. This doesn’t mean you need to cut up your debit card and never use it, but find those areas of your budget where you tend to overspend and create a cash envelope. Groceries are usually at the top of the overspending list. If you take a cash envelope with your allotted grocery budget to the store, then you can’t go over what you have planned.  If every time I wanted to go out to eat, I brought cash, I would probably order differently.  Truth.

4. Paying the Payment

It’s easy to set up automatic bill pay, and pretend like those debts aren’t there. If we only pay minimum payments, with interest accruing, it will take years to pay off even the smallest of debts.  Find ways to pay more than just the minimum amount.  Work a side job or make money online from home to allow yourself some extra money to knock out the loans or debts.  Minimum payments are what make credit card companies rich.

5. Losing Momentum.

This happens to everyone.  Getting out of debt is hard and it can take time.  Sometimes, we lose momentum and the motivation to stay on top of it.  I know for my husband and I, when we were paying off our debt, we had to still allow time and money for some dinner dates and a few other extras or we started to get crazy.  We also found that after a really long “financial fast” we would binge-buy something unnecessary.  It was an emotional response to feeling trapped.  What you need to remember is that debt is the trap and you are actually working toward freedom.  Track your progress, write down your goals, and consistently talk about your goals and work toward each milestone. Consider creating a debt sheet, and cross off the payments made, or the accounts that are paid off. The debt snowball is another way to stay motivated as you see your debts disappear one by one. Find something that works for you.

6. Forgetting to cut lifestyle expenses.

Budgeting is more than just knowing the amount of money you are spending in each area of your life. We actually have to cut back on our expenses, if we want to meet our debt goals.  Stop eating out, go on free dates, create a limit on birthday and Christmas gifts, etc. That extra money to pay off debt is not going to come from thin air…you have to create it by spending less.  If you have to go out to eat, consider sharing a meal (this works at some places, not others) and order water.  There are ways to cut back on expenses without being miserable.  Find a balance.

7. Wasting food.

This may seem silly, but grocery bills add up quickly. If you are smart with meal planning and buying, you can save so much money! Be smart with that food you buy…don’t buy too much of things that will go bad, freeze what you can, EAT LEFTOVERS!! Any time you throw away food, you are throwing away money.  There are a lot of recipe websites that will give you new ideas for leftovers, which are pretty cool!  Use up your extras by making it into new things.  Use the rest of your roast and make beef tacos the next day, etc.  This takes a little bit of planning, but once you are in the habit of it, it makes dinner easier, because half of the work is done!

8. Adding to your debt.

This is an easy mistake to make. We are excited to put extra money on the credit card and we pay all of our bills and are left with… not enough money to live on the rest of the month.  Enter: credit card.  Don’t do this!  If we are trying to get out of debt, don’t even use your credit cards.  It is a slippery slope and a dangerous habit. Don’t leave yourself without the money that you need each month, or you will find yourself charging things again to pay for your basic needs.

9. Not Setting Goals

I am in love with goals. Without goals, I would be nowhere.  I set goals and make task lists and it is what keeps me going.  If you don’t have goals, you don’t know where you are headed.  IF you don’t know your destination, you won’t know what path to take.  It is simple, but life-changing.  Set debt goals.  Maybe you want 2 store credit cards paid off by the end of the year.  Maybe you want to pay off your car by your birthday.  Set clear, specific, realistic but uncomfortable goals and lay out a path to get there.  If “I want to pay off my car by my birthday.  In order to do that, I need to pay ($fill in the blank$) amount each month until then.  I don’t have that much extra money each month, so I need a side gig to make some extra cash.” We need to think about our long term goals and plans, so we know where we are headed and we can track our progress along the way.  This is extremely motivating and will keep you on the right path.

Related Posts:

10 Ways to Earn a Living on the Internet

How to Make Money Blogging

How to Start a Blog or Website

50 Ways to Earn Extra Money on the Side

54 Top Side Hustles to Make Extra Money on the Side

10. Paying bills late.

Be sure that you are still paying minimum payments on time as you pay off your debts.  Don’t focus so much on one debt that you forget about the due dates on the other ones.  Late payments create late fees and increased interest rates.  Whenever possible try and set up automatic bill pay to ensure that you are always on time.

11. Taking the saving too far.

Now I mentioned earlier about “really cutting back” but I also want to give a word of caution about this. Yes, cut back but be realistic as well. If you cut back too much then it won’t take long for an explosion to happen. It’s like when someone goes on an extreme diet, and they do good for awhile, but pretty soon they can’t take it and they splurge on an entire chocolate cake. Instead it’s better to live in moderation.

12. Forgetting that this is a team effort.

If you are married, or in a relationship where your finances affect each other, then you cannot do this alone. You need someone to support you and keep you accountable to your goals. You also want to be there to encourage each other and get excited about your progress.  You also need to be on the same page with how much you are spending and where. So talk together and figure out a plan of attack that you are both okay with.

13. Having a good reason to be debt free.

This comes back to goals.  Why are you getting out of debt?  Is it to live life more freely?  Is it to prepare for retirement?  Is it to reach your next set of financial goals?  We all know that being debt free is good, and that we should do everything we can to pay off debt. You have to find YOUR motivation for being debt free. What motivates you? When it becomes a big desire that you have and not just “what you should do” that’s when the real changes are going to happen.

14. Not using extra money.

Chances are you’ll eventually get a tax return, a raise, birthday money, etc. So, you can go out and spend the money, or apply it to your debt and pay it off that much faster! The choice is yours.  No judging here 🙂

15. Forgetting to enjoy the journey.

Finances are stressful… and they can be really stressful. It is so important to be smart about your money and budget, and pay off debt……but you still need to live.  Find joy in the journey and be happy.   You can find joy in life even when you’re in debt believe it or not! So be creative with your saving and frugal living and make it enjoyable!

Here are a few other related posts to getting out of debt:

12 Expenses You Should Never Put on a Credit Card

8 Legit Ways to Make Money From Home

10 Bad Credit Card Habits and How to Avoid Them

10 Ways to Earn a Living on the Internet

7 Things Successful People Do Everyday

I have read a lot of articles and books about “how to be successful” and in doing so I have found some amazing ideas and advice. I decided that for myself, and for your benefit I wanted to create a list from my experience of 7 commons things that most successful people do on a daily basis.

7 Things Successful People Always Do

Wake Up Early

Studies have shown that most CEO’s wake up before 6:30 am. Getting an early and GOOD start to your day can make a world of difference. Your mind will be more awake and clear by the time you get to work, or start your daily activities. It also gives you time to think about the day and prepare for what you need to do. When you start your day in control it will reduce your stress, instead of waking up late and rushing which just adds to your stress.

Exercise in the Mornings

This goes along with waking up early, so that you have the time to do it. Not only does a morning workout ensure that you have time for it, but it also invigorates your mind giving you more focus and energy throughout the whole day.

7 Things Successful People Always Do

Celebrate Others Successes

The most successful people that I know do not just focus on themselves. They help others to be successful too, and celebrate with them when they have accomplishments. Being happy for others rather than jealous will greatly increase your quality of life, and help you on the road to success.

Read Before Going to Bed Each Night

Instead of flipping through social media, or playing games successful people almost always use that time to read. Not just for business or inspirational reading, but also for entertainment. Reading keeps your mind sharp and increases creativity.

Keep Your “To-Do” List Small

Don’t start each day with 20+ items on your to do list that you know you won’t accomplish. Instead have 2-4 important items to do that day. This helps to ensure that you accomplish the most important items first, and you at the end of the day you will feel more positive about the things you accomplished.

Think Positively and Productively

Of course everything in life isn’t always going to go as planned, life throws stressful things at you even if it’s just someone cutting you off on the freeway. Successful people don’t dwell on these negative thoughts. You can only think about one thing at a time, so choose as often as possible to have that one though be productive, and positive.

Spend Time with Family

This may be the most important characteristic of a successful person. Whether you are CEO of a large company, or a stay at home mom your family should be the most important people in your life. Make time each day to talk with your partner and spend time with your family. Doing so will effect not only your relationships at home, but all other relationships in your life.

15 Money Mistakes to Stop Right Now!

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We’ve all struggled with money. Even if you haven’t, you’ve probably made a decision or two in which you were throwing your money away. It’s always a good idea to evaluate and analyze your cash flow every now and then to make sure you’re getting the most bang for each buck. Here are some money mistakes that we all make and that we should stop making right now!

15 Money Mistakes to Stop Right Now!

Not Having a Budget. If you don’t have a budget, create one.  Without a budget, you won’t know what you’re spending your money on, and knowledge is power when it comes to finances. Look at your monthly income, and make categories that fit all your wants and needs (cutting any wants, if necessary).

Using Credit Cards without Paying Them In Full. When possible, only use your credit on things that you can pay off in full. Having a credit card is a good idea because it builds credit and you can get some nice rewards, but don’t max it out just because you can. Instead, buy things on your credit card, but pay them off in full before the deadline—this will prevent unneeded interested accruing against you.

15 Money Mistakes to Stop Right Now!2

Not Having a Savings Account or Emergency Fund. Having a savings funds or emergency money is great, but don’t just store away all your cash like that. This makes your money become stagnant, making it less valuable as inflation increases. Instead, put some money aside for emergencies, and then invest the rest in stocks or something similar.

Buying Expensive (new) Cars. If you’re out looking for a car, consider looking at a used model. Even a car that’s a year old is going to be a much better deal than this year’s newest model. Cars can never increase in value, they only depreciate, so buying a new car similar to throwing money out of the window.

15 Money Mistakes to Stop Right Now!3

Spending Too Much on Food. Food can be a huge hidden expense. Try to sit down and make a meal plan for the week. This will keep you focused so that, instead of buying a $10 meal at lunch, you can pack your own for a fraction of the price. Over a year, this can save you thousands of dollars.

Not Setting Financial Goals. To get your financial life on track, it’s important to set financial goals. This are things that you can work towards so that your money is being spent or saved with purpose. Make some financial goals and then stick to them!

15 Money Mistakes to Stop Right Now!4

Not Discussing Finances as a Couple. If you’re married, then sit down with your spouse and talk to him or her about your finances. I cannot stress how important this is! Not only will it help your marriage, but you’ll see your money start to bulk up. There are 6 Critical Financial Discussions every married couple should have. Once you’re both on the same page, there will be less frustration between both of you and you’ll have twice as much energy and will power to reach your goals.

Not Paying off Debt in a Smart Way. Debt has a nasty way of sticking with us and ruining any happy financial prospects we may have. If you have debts, don’t spread your money across all of them, but focus on the smallest one until it’s gone. That way, you won’t be paying interest on it anymore, which gives you more money to throw at your larger debts.  This is called a debt snowball and it really works.

15 Money Mistakes to Stop Right Now!5

Being Complacent at Work. We live in a very competition driven world these days. That can sometimes be frustrating, but it can also work to your advantage. If you feel like you deserve a raise at work, then talk to your boss. One huge money mistake we make is not being aggressive enough in the workplace.  If you are worth more than you are being paid, talk to your superiors. If you aren’t satisfied with your pay, look elsewhere for work that will pay you what you are worth.

Focusing on Everyone Else’s Finances. It’s way too hard to work on your own financial goals while you are working hard to “keep up with the Jones’ is probably the least productive thing you can do with your time and energy.  Everyone’s life is different—that’s a fact of life. So trying to compete with someone else is only going to make you upset and, probably, in debt. Focus on yourself and your situation and do what works for you.

15 Money Mistakes to Stop Right Now!6

Spending too Much on Gifts. You don’t need to spend tons of cash to show your friends and family that you love and appreciate them. It might be tempting to buy a really nice present or gift for a loved one, but don’t do it if you can’t afford it. Showing love in a different way for them.

Not Investing in Your Retirement. Start now, no matter how old you are, to invest in a retirement plan. You’ll want to make sure that you have enough money when you’re older to actually support yourself when you stop working. The way you choose to invest your money now can greatly affect how happy and stress-free your life down the road will be.

15 Money Mistakes to Stop Right Now!7

Buying Things at Full Price. Whenever possible, don’t buy things at full price. That’s not always going to be the case for everything, but you can often find great deals or gently used items that are much more cost-savvy than brand new ones. Even if you have to wait a few weeks for something to go on sale, it will be worth it in the long run.

Not Being Able to Say “No.” Remember that it’s okay to say “no” sometimes. If you don’t have the money to invest in your best friend’s new business or you can’t afford a nice vacation this year, that’s okay. Financial situations change, and be honest and upfront with yourself and others (when necessary) if some cuts and changes need to be made.

Your Happiness from Relying on Money. Lastly, remember that money doesn’t equal happiness. Don’t get so wrapped up in your finances that you forget to enjoy life! Yes, it’s important to have a plan for your money, but that doesn’t need to consume your life. Be responsible with your money, and then focus on what makes you happy.

Other Related Posts:

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35 Things You Do if You Want to Save Money

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No one is ever going to say no to saving and having more money. And, believe it or not, you don’t have to stop having fun or doing things you like in order to store up some extra cash. There are small but effective ways that you can save money, and here are just a few of them!

35 Things You Do if You Want to Save Money

Budget

If you haven’t already, make a budget for you and your family. Budgets help you know how much you are making and how much, in general, you should be spending in every area of your financial life.

More Energy Efficient House

This may cost some money in the beginning, but it will save you money in the long run. Invest in energy saving appliances like a dryer, washer, or fridge that will cut your utility bills in half!

Price Check Your Rates

Spend some time looking for new insurance when it’s up for renewal. We often stick with bad rates and high costs because we’re familiar with the company and our policy. However, doing just a little bit of research can save you hundreds of dollars throughout the year.

Plan Meals

Take a few extra minutes every week and plan out what you will be eating. This will stop you from buying things on the go and prevent food from going bad that you never eat.

Plan Holidays and Vacations

It may sound silly, but planning vacations and holidays around free events and good deals is a great way to save money and still have fun! You’d be surprised at how many great deals are around tourist areas if you just put in the time and effort to find them.

35 Things You Do if You Want to Save Money2

Don’t Waste Food

Whether there’s a lot of people living in your home or it’s just you, evaluate how much food you’re buying and wasting and then adjust accordingly. If you find that you throw away 50% of your fruit before you eat them, then buy less fruit! It’s that simple!

Sell Old Electronics and Unused Items

We all have that closet that’s got boxes of unused items stashed away, or that drawer that houses our old and abandoned electronics. Take some time to clean them out and sell anything that you think other people would want to buy.

Use Household Products

You don’t need to go out and buy expensive, store bought, chemical cleaners. Instead, just use items you already have around the house. For example, you can clean a lot of surfaces with baking soda and/or lemon juice. Find some ideas online and save some money!

Do Your Research

Before you make any big purchase, do your research. Read online reviews, compare prices and quality, find different vendors, etc. This may take some time, but it will save you in the end, plus you won’t be frustrated with buying a bad product since you’ll know it’s good quality!

Wait if Needed

Try implementing the 30-day rule. Pretty much, if you want to buy something on an impulse, wait 30 days. If you still want/need that thing after 30 days, then you can consider buying it. This will whittle away at those things that you actually don’t need or want in your life.

35 Things You Do if You Want to Save Money3

Solar Panels

It may sound a little extreme, but if you have a bit of extra cash, install solar panels on your home. In only about five years, you’ll start making money off your investment. Not only that, but if there is ever a power outage, you can program your solar panels to power your fridge, freezer, or other essential items that need electricity.

Credit Card Rewards

Lots of people will tell you to shy away from credit cards if you want to save money, but that’s not always the case. If you’re smart, you can actually make money off of using your credit card because of all the perks and rewards they offer. Find a credit card that has deals you like and go for it!

Spend Less than you Make

However, make sure to live within your budget still. A good rule of thumb is to not buy anything that you won’t be able to pay off within the month. That way, you won’t have any interest building up against you, but you’ll still get all the perks and rewards!

Avoid Gambling

Some people win big from gambling, but most people just lose money. I would suggest not trying to press your luck and win the lottery. Instead, take that money you want to spend on a scratch ticket and invest it in stock or put it towards your savings.

Learn Basic Home Repair

By teaching yourself how to fix a leaky pipe, change a tire, or unclog the shower, you can save hundreds of dollars every year. Hiring someone to do maintenance is a costly expense, and most of the basic fixes they do you can do yourself!

35 Things You Do if You Want to Save Money4

Yard Sale

Round up all the stuff you don’t need or use anymore and have a yard sale! Not only will this get you money, but it will also help you remember what stuff you and your family doesn’t use. For example, if you’re selling your treadmill that’s never been touched, don’t go out and buy a new one in a few months!

DIY Projects

DIY projects are both fun and cheap! You don’t have to spend nearly as much money as you would on an already-made product, plus you get to put your own style and touch on the craft!

Entertain Children Cheaply

There’s really no point in spending hundreds (if not thousands) of dollars to buy your kids the best toys or go on the craziest vacations. Kids can be entertained by a box, so reign in your elaborate presents for them and they probably won’t even notice!

Avoid Fast Food

I know it seems convenient (and sometimes tasty), but fast food is NOT a good way to save money. Plus, it’s not really ever good for you. So, do your wallet and your waist a favor and stop getting fast food.

Stop Smoking

If you smoke, then quit right now! The habit isn’t just dangerous for your health, it’s also bad for your cash flow. Seek help and medicine if required, and you’ll see an increase in money, for sure, even if the cost up front is more than a pack of cigarettes.

35 Things You Do if You Want to Save Money5

Replace Your Car Air Filter

By replacing your car filter, you can increase your gas mileage up to 7%! That’s pretty crazy, if you think about it in the longrun. And changing your filter is super easy and doesn’t take much time a tall.

Limit Subscriptions

While it might be nice to get your favorite magazines in the mail or those subscription boxes that you love, but are they really worth it? If you want to, you can keep one or two subscriptions, but try to get rid of the rest. Over time, they eat up a lot of your money.

Buy Used When Possible

Most items work just as well, even if they’re used. Cars are a huge thing that you’ll want to buy used, since it doesn’t really make sense to buy a new car. You can also buy used clothes, books, toys, etc.

Buy Generic

Believe it or not, name brand and generic items are almost equal in quality (if not actually equal). When you pay all that extra cash for name brand, you’re just buying the label, not better quality.

10-Second Rule

Whenever you go shopping, try to follow the 10-second rule. Every time you pick up an item or product that you don’t need, ask yourself, “why am I buying this?” If you can’t come up with a good reason within ten seconds, then don’t buy the item.

35 Things You Do if You Want to Save Money6

Creative Gift Giving

Instead of spending a fortune on presents and gifts, trying giving creative gifts this year. You could do homemade objects (like soaps, crafts, lotions, candles, etc.) or even give the gift of labor! You can offer babysitting to new parents or a free car tune-up, for example.

Rent Out Unused Space

No point in letting all that empty space in your home go to waste. If you have an extra room, or even a whole floor that’s not being used, considering renting it out or at least doing a program like Airbnb.

Visual Debt Reminder

Make a visual debt reminder that will help you see how much money you owe. That way, when you’re tempted to buy a new TV or something you don’t really need, you can look at the debt reminder and remember what’s really important!

Swap chores

You can also considering setting up a services swap with your friends of neighbors. Pretty much, you often to pay each other in services instead of money for things you need done. You can offer babysitting, yard work, house repairs, etc. It’s a great way to make friends and save some money.

Keep Leftovers

I’m so surprised at how many people just throw away their leftovers, even from restaurants! You can still be classy and get a doggy bag, I promise. Or, even at home, save the leftovers and use them for lunches. It’s cheap, tasty, and saves you money.

Public Transportation

Depending on where you live, this can be a great way to save tons of money while also not having to worry about things like car insurance and auto loan payments. You save money and are hassle free because you don’t have to park or worry about other car-related problems!

Carpool

If you really want to keep your car, then use it smarter. Carpooling is a great way to help the environment and you’re wallet! Find people at work that live nearby who you can start a carpool with so it’s cheaper for all of you.

Buy a Deep Freezer

This is an expense at first, but it allows you to stockpile in bulk, which saves you money in the end. Just make sure you log what’s in the deep freezer and how long it’s been in there so you don’t have chicken nuggets that are six years old. Yuck!

Cheaper Place to Live

Some cities or parts of cities are just ridiculously expensive and not even worth it. If that sounds familiar, then consider moving. I know it can be a lot of work, but if you can pay less in rent/mortgage or get more bang for your buck, then it’s definitely a smart investment.

Community Calendar

Most cities and towns have a community calendar that list all of the free activities that they’ll be throwing that year or at least within the next few months. Check it out and find some activities that you and your family can enjoy together…for free!

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15 Money Mistakes to Stop Right Now

25 Easy Ways to Save Money

Save money, saving money, easy ways to save money, grow your money, popular pin, saving money hacks, money saving tips.

We all want to make more money, but it seems like it can be such hard work sometimes. You either have to take a whole new job or spend $0 on fun things until you’ve reached the amount of money you want. However, you don’t need to make such sacrifices anymore! Here are 25 easy ways that anyone can start saving money.

25 Easy Ways to Save Money

Budget

I’ve said it before, and I’ll keep saying it because it’s so important: Budget, budget, budget. If you haven’t, then start; if you have one, then sit down and re-evaluate. It can never hurt to go over your budget again and work out any kinks. This will help you be more accountable with where and how you spend your money.

Snowball Method

If you have debts that are gathering interest, here’s the best way to pay them off and keep that money for yourself. Instead of spreading your extra money across multiple different payments, only pay the minimum on all but one—the smallest one. From there, work you’re way up through the next biggest debt until they’re all gone.

Overpay

Like the snowball method, overpay a bit on your debts or credit cards as much as you can. This will keep the interest levels down while also helping you whittle away at the debt as a whole.

Water Meter

Invest in a water meter for your house. This will help you measure and keep track of how much water you’re using and when so that you can figure out ways to make your water use more efficient.

Pack Lunches

Don’t buy lunches for you or your family. Instead, spend some time every night or morning and make packed lunches. This saves you money (since packed lunches are cheaper than ones you buy), but it’s also probably healthier since you’ll be controlling what you and your family eat.

25 Easy Ways to Save Money2

Keep Doors and Windows Shut

This is especially important if you have kids or animals in the house. Doors and windows often get opened and never get shut, letting the cold air out during the summer and hot air out during the winter. This, in turn, makes you pay more to keep your home at a nice temperature.

Seal Cracks or Leaks

Besides keeping doors and windows shut, you’ll also want to check for any cracks or leaks in them that are slowly letting in cold or hot air. Even if it’s a subtle crack, it can costs hundreds of dollars to be thrown away on your utilities.

Garden

Save some money by growing your own vegetables, fruit, and herbs. You’d be surprised at how much money you spend on those kinds of foods, plus it’s a great way to be self-sufficient and get out in the great weather!

Check Offers

Before you go shopping or out to buy something, check to make sure you’re getting the best deal. This might mean spending a few extra minutes scanning online for competing prices or looking over a store’s catalogue, but it’s worth it if you can save some money!

Rebate Program

There are tons of rebate programs you can get involved in or couponing sites that save you money! Ebates is one of the most popular, but you can enroll in numerous programs with all sorts of different perks and benefits.

Buy Used Books or free Kindle books

If you love to read and have your own library, then buy your books secondhand or buy electronic versions. I’m not a fan of e-books, but you can get some great deals (even free books) if you use a Kindle or other similar product. If you want a hard copy, then buy a gently used copy that you can still read but doesn’t cost nearly as much.

Use the Library

If you like to read but don’t care about owning your own books, then consider just using the library. You usually only have to pay a one time fee (or small annual fee) to get a library card and then you can read as many books as you want.

Buy in Bulk

This isn’t always the case, but buying in bulk makes the price of each individual item go down significantly. If you have a big family or go through certain items really quickly, then this is a great idea.

For small things, don’t buy in bulk

However, buying in bulk may actually be bad for you. If you live by yourself or your family doesn’t go through things like milk or ranch very fast, then buying them in bulk may be a waste of money. If you find yourself throwing out food before it gets used, then stop buying in bulk and buy the size that you’ll actually use.

Save Spare Change

It might be tempting to just leave your change in the cash register or get rid of it, but don’t! Keep your spare change and collect it. Over time, you’ll get a pretty hefty collection of change that you can use for whatever you want!

25 Easy Ways to Save Money4

Turn off Lights

Get you and your family in the habit of turning off lights when they’re not being used. This seems especially difficult for kids to grasp, but it’s a good habit to start. You’d be surprised at how often this happens and how much money you can save if you can start turning them off when not in use.

Coupon, Coupon, Coupon

There’s really no reason not to use coupons. They’re easy to get, free, and give you great deals on products you were probably already going to buy. Look for store and manufacturer coupons to save twice as much.

Don’t Get Sucked into Sales

Just because something is on sale doesn’t mean that you need it. Avoid the urge to say, “Oh! It’s on sale now, so I should buy it before they’re all gone” or something similar. If you tell yourself that, then you probably didn’t need the item in the first place.

Buy Based on Value, Not Price

This is hard for some people to do (I was one of them), but it really is better to buy based on value and not on price. A shirt that’s $5 but falls apart in two days isn’t nearly as smart of an investment as a $20 shirt that last you years.

Buy Used Baby Clothes

It’s silly to buy brand new baby and kid clothes. They’re going to outgrow them in a few months, and then you’ll just have to spend more money. Buy used (but still clean and good quality) baby clothes since they’re only going to be used for a little bit.

25 Easy Ways to Save Money5

Use Less Laundry Detergent

Companies are tricky when it comes to laundry detergent because they usually put a scoop that is way too big so you’ll use more cleaner. Clever, right? Beat them at their own game by using less detergent (usually half the scoop will do the trick), and you’ll take a lot longer to go through it all.

No Gym Membership

I’ve always found it funny that people will drive to go to the gym. I know you do more than run and walk at the gym, but you’re wasting money on gas and the gym membership when you do that. Get rid of the membership and buy a workout DVD or run outside if you want.

Join Free Customer Rewards Programs

The trick here is to make sure that the rewards program is actually free. Some stores make you pay for their program, which I don’t think is usually worth it. But if it’s free and you can get access to great deals and coupons, then why not? If you hate the emails, then just create an email specifically for rewards programs.

Make a List

When you go to the store, make a list and stick to it! Don’t get distracted by fancy deals on products you don’t need or yummy food that isn’t good for you or your wallet. When you stick to your list, you only get things you need and save money!

Drink More Water

This may sound like a health tip, but it’s also a financial one! By drinking water more, you’ll cut things out like pop that can get pretty expensive (especially name brand). You’ll also be more full at dinner, which means you’ll eat less, which means you’ll spend less money on groceries! It’s a win-win!

Here are a Few Other Great Ways to Save Money or Supplement Your Income:

7 Serious Ways to Add $500 to Your Income

5 Ways to Save $500

22 Online Stores That Offer Free Shipping

50 Ways to Earn Extra Money on the Side

Top 54 Side Hustles to Make Extra Money on the Side

12 Surprising Ways to Save Money

8 Legit Ways to Make Money From Home

15 Legit Ways to Make an Extra $1500 a Month

 

12 Surprising Ways to Save Money

Save money, how to save money, money saving hacks, easy ways to save money, popular pin, how to save money, easy ways to save money, grow your money.

You don’t need to cut coupons or stop going out to eat in order to save money. While those are all good ideas, there may be other ways to cut your monthly expenses while still enjoying some of the things you like.  Some of these ideas might actually surprise you!

Shop Your Insurance

You can change your insurance carrier (in most cases) any time you want.  There is no contract with insurance so shop your rate!  I didn’t realize I was paying too much, until we decided to get other quotes and we were accepted by one of the very best auto insurances out there, and our premium was half of what we were paying.  That is a big savings!  You could be leaving money on the table by not shopping your rates.  Shop your car insurance rates, homeowners insurance rates, life insurance rates and any other policies that you may have out there.

Be Savvy

Once upon a time, we purchased a pergola for our outdoor patio.  We found one we loved and we didn’t even look around.  We had found our one and only and we paid for it and anxiously awaited it’s arrival.  Fast forward a year, and we see an identical pergola at an outdoor show.  For $3,000 less.  We spent thousands that we didn’t need to, by not shopping prices and getting quotes.  We are usually more savvy than that, so it took us both by surprise.  We blew it and it cost us thousands.  Don’t get impulsive and purchase based on emotion.  You will always pay more by going with the first option you find or not shopping around.  This goes for home decor, contractors (landscaping, plumbing, electrical, drywall, etc) and even purchases that you may not expect.  I am continually surprised to find out (thank you, husband!) that you can negotiate prices on many things that you wouldn’t expect.  Also, read reviews and be sure you are comparing apples with apples.

Beauty Budget

Cut the beauty budget!  I love getting my eyebrows waxed and tinted (I am a super blondie.) It is expensive and a recurring cost.  One trip to the beauty supply store, some Youtube videos and a few experimental eyebrows later… I do it at home, on my own time and it saves me money and time.  The few times I paid for it, it was $40+ and it took time, planning, babysitter for the kids, and it was a hassle. Pedicures are an extra expense that some may spend that can easily be cut out and done at home.

Subscriptions

Sometimes those 10$ a month subscriptions sneak up on you and add up.  I am not saying to cancel everything, but look over your expenses and see if there are subscriptions you can do without.  Magazines, gun clubs, Pandora (do the free version?) car wash passes, etc.  If you are trying to save money, it may be time to reduce the extras or see if you can do without things you are used to paying for.

DIY Items

Save money by making your own homemade products! You can do DIY soap, shaving cream, lotions, etc. Not only do you get customized products to your liking, but you also save money by making them at home.  Usually, these products are made with things you have at your home already.

Cut Coffee

This may be hard for you, but just imagine how much money you’re spending on coffee everyday. Let’s say you buy a cup of coffee for $4 at your local coffee store 5 days a week. That’s over $1,000 a year just on coffee! Cut coffee out (or at least partially) and you’ll see some extra cash coming in. *Dodging virtual tomatoes that are being thrown my way by the coffee addicts of the world.*

Community calendar

If you’re trying to find fun activities to do while also saving money, then turn to your community calendar. There are so many fun things in the community that are free.  Also, take advantage of “kids eat free on Tuesday” type of events or festivals that are free and entertaining.  Saving money doesn’t have to be a drag.  In fact, if you get creative you will probably go places and do things you wouldn’t have normally known about.  It is an adventure!

Treat yourself (sparingly)

We all get that itch to spend money.  While saving money is a good thing, and we should all be doing it, be careful about still allowing yourself to splurge once in a while.  Treat yourself every now and then so you don’t explode! Give yourself a small monthly allowance or implement another system so you spend money while still saying within budget.  If you budget for extras as much as possible, it will prevent binge spending and it will keep you from really blowing the budget after working hard to save.

Keep Utility Bills Lower

I don’t know what it is about children, but they are almost incapable of shutting a door (is this just my kids?) and we finally changed the hinges to our exterior doors to self-closing hinges.  This has helped a bunch with our AC bill in the summer.  You would be surprised how much money you can actually save if you use energy efficient bulbs in your home, keep doors closed and open windows to cool things off if you can.  Also, unplug unnecessary appliances or power cords, keep lights off, etc.  If you are consious about saving energy, you are doing not only the world a favor, but your pocketbook.  Don’t run unneccsary water and keep your blinds closed on hot days.  All of these things will help you keep your utilities lower and help you save money.

Library card

Instead of buying every book that you like, (thanks a lot, Amazon Prime) get a library card so you can read the books for free! Yes, Libraries are still out there and they are great!  How often do you go back and read the same books?  Almost never.

Shop Classifieds 

You can find a lot of the things you “want” or even “need” that are slightly used or in pretty good shape on the classifieds.  This can help satisfy the needs you have, while not costing a fortune.

Make Goals, Budget and Keep Focused

Ultimately, if you don’t make goals, you won’t know where you are headed.  If I can emphasize one thing on Flipping Pennies is that the most important thing in changing your financial situation is to set goals.  Be clear, specific and outline a path to get there.  Be realistic, but give yourself a reason to push you out of your comfort zone.  There is great strength and confidence that comes from self-control, working hard and reaching your milestones.

Sometimes, the answer is to make more money.  If you get creative, and are hard-working and resourceful, there is no shortage of side gigs or things you can do from home (on your own) to make money to ease the financial burden a bit.  Check out some of our articles about making extra money or working from home:

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How to Become an Amazon Product Reviewer

Make extra money, side hustles, amazon product review, popular pin, make more money, grow your money, make money online.

Set up your profile

You can’t become a product reviewer if you don’t have an account set up, right? So, get an Amazon account and then go to amazon.com/profile and you’ll go to your profile page. Keep this professional looking and up-to-date, because this is where people will go to contact you and see your reviews.

Join a reviewer website

There are a few out there that you can get involved in. iReviewHome and Reviewso are just a few. These websites get you access to products and promo codes that usually discount the item by 50-75%. You need to be a part of these sites because it gets your name and profile out there so you can have access to more deals and products.

Stay on top of your reviews

Don’t buy or get a product and then wait 2 months to put up a review. This sets a bad standard for your work and will also repel future companies from you that are looking for product reviewers. Usually a time span of about 2 weeks is ideal to get the product, use it enough, and then provide a decent and well-thought review.

Be Helpful!

Putting a star rating on Amazon and then just having text like, “it was good” or “it didn’t work as well as I thought it would” is not helpful! Tell them what you liked and didn’t like about the product, how you most effectively used it, and it what sort of situations it’s a good buy or bad buy. The more helpful you are, the more people who will follow your reviews, which means the more products companies will want you to try out for them.

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