15 Work at Home Companies that Pay $12 an Hour (Or More!)

Working from home is a great option and today, there are more companies than ever that offer these opportunities.  Working a job from home saves time on your commute, as well as money on gas, among other great perks.  If you’re looking for a work from home job, but don’t want to make minimum wage, here are a few work-from-home jobs that pay $12 or more an hour!

Executive Scheduling Associates

If you get a job here, you’ll work as an appointment scheduler for financial wholesalers. If you love organizing things and setting schedules, then this is a great job for you! Pay starts at $12 with potential to get a raise.

Extended Presence

This is the same idea as above (appointment scheduling), but it also consists of telemarketing work, too. If you’re looking for something that isn’t solely monotonous, then this may be a good job.

Apple

If you live in the US and have internet, then you can work for Apple! You can become an Apple chat agent, which helps customers with any needs that they may have. Pay varies per employee but it’s usually over $12.

Carlson Wagonlit Travel

If you have a gift at finding great travel deals or ideas, then this is a job for you! You would work as a remote travel counselor, which entails helping people figure out their travel plans, whatever they may be!

Blooms Today

While this company usually only hires at-home-workers seasonally, it can still be a great way to boost income when needed. They pay $15 an hour and you’ll be doing mainly customer service work for any clients that call or message in.

Doctors on Demand

This might sound intense, but it’s not too bad. At this company, you would work as a customer support agent. However, they do require that you have at least 2 years of healthcare experience and the pay ranges for $16 to $18 an hour.

Blue Zebra Appointment Setting

This company pays $15 an hour for their at-home workers. Your job would consist of cold calling other businesses to try to get deals and meetings set up. They do like you to have some sort of experience in B2B cold calling, however, so take that into consideration.

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Brighten Communications

This job is relatively the same as the one mentioned above: you’d mainly be doing cold calls for them. They pay around $12 to $18 an hour, depending on experience and quality.

eModeration

At this company, you would work as a social media moderator. This entails lots of jobs, but basically, you would be monitoring their social media accounts and making sure that everything was running smoothly and that customers were being responded to and helped appropriately and in a timely fashion.

Intermedia

If you’re tech-savvy, then this is the job for you! You’d provide remote tech support for any of their customers, so you’ll need to know your way around a computer. However, they pay $18 an hour, so it’s a pretty good deal.

Ginger.io

To work here, you have to have some sort of counseling and/or therapy experience. Basically, ginger.io provides remote counseling for anyone that calls in needing help. Remember, though, that this isn’t a crisis or suicide hotline, it’s just an outlet for people who need someone to talk to and listen.

Appen

This company provides website evaluation jobs for at-home workers. At this job, you will check their websites and make sure things are working properly and that there aren’t any issues or bugs.

Chegg Tutoring

This is one of the better tutoring websites that I’ve seen. They pay $20 an hour, but you have to have experience in the field you’d be tutoring (in other words, you can’t say you’ll tutor in math if you don’t really know what you’re doing). You also need a webcam so that the students can video call if necessary.

Elevate K12

This tutoring site doesn’t seem as rigorous as Chegg, but it also doesn’t pay as well. However, if you want to be an online instructor or virtual tutor, try your hand here. They pay $12 an hour and you can choose your hours.

Leapforce

This is one of many companies that provide search engine evaluation. When working from home, you’d be in charge of making sure that search engines are functioning properly, the SEO works, and that no one is trying to cheat the system. They pay about $13 an hour.

If none of these positions interest you, here are some other ways to make money from home:

How to Start a Blog

How to Make Money Blogging

8 Legit Ways to Make Money From Home

10 Ways to Earn a Living on the Internet

50 Ways to Earn Extra Money on the Side

How to Make Extra Cash Using Ebates

5 Popular Ways to Make Money From Home on Amazon

How to Become an Amazon Product Reviewer

15 Work at Home Companies that Pay 12 an Hour (or more!)

5 Ways to Make Money Snapchatting

Use your phone camera to make some extra money! Seriously, even if you don’t have any idea what Snapchat is, it’s easy to learn and you can make a lot of extra money while doing it! If you love sharing your life with your friends and family, this could be just the gig for you. Really, it is completely possible to make money Snapchatting all day! Here is a comprehensive list of companies looking for photography and video gurus to run their company owned Snapchats. According to a representative, you can make $40,000 working for FabFitFun as a Snapchat coordinator. FabFitFun is a  company based around the health and beauty needs of women. Users can subscribe to a monthly box filled with makeup, nail polish, hair products, and more fun items. Some experience is needed, as this company is looking for someone who has at least a year of experience managing social media accounts for businesses. Job responsibilities include maintaining a content calendar, and of course, Snapchatting. PopSugar is looking to hire a Snapchatting guru with at least a few years of hands-on video experience. Workers will make between $40,000- $50,000 every year, and be responsible for creating “stunning” video content that is posted daily. Those interested can apply here. Of course, you could always work for the company in charge of the madness! Work for Snapchat as a Story Editor, and make a whopping $60,000 every year. A college degree is required, and they are looking for an extremely visual thinker to help manage content for the company’s account. Apply here! If you are based in Los Angeles, and have always dreamed of working for Time, apply for this gig.  Time is looking for a content producer to make and create short form videos for various social media outlets (like Tumblr). The estimated salary is between $40,000-$60,000 yearly. The job will be centered in the people and entertainment categories, and there will be a lot of celebrity news.  The company promises room for growth, so this could be perfect for anyone! Fashion lovers rejoice! If you love fashion and the icons behind the designs, this job working for Hearst (Cosmopolitan) would be perfect for you. Employees would be expecting to create diverse, unique, and fashionable content for it’s Snapchat discover channel. Seriously, how cool would it be to say that you worked for Hearst magazines?

If you want to make money online, there are a million ways to earn a living on the internet.  Here are a few related posts that can help you decide which direction is right for you!

How to Start a Blog

How to Make Money Blogging

8 Legit Ways to Make Money From Home

How to Get Freelance Writing Jobs

20 Ways to Turn Crafts into Profits

10 Ways to Earn a Living on the Internet



5 Ways to Make Money Snapchatting

Blogging Basics- Starting From Scratch

Blogging has gone from a hobby, to a 6-figure income for me, in less than a year.  It has allowed me to pay off student loans, pay down our mortgage (and hopefully pay off!), travel with my family, quit a miserable job, and be my own boss.  It has far surpassed my wildest imagination, and because  of that, I want to share what I have learned. When I started, I was at the very bottom.  I had no knowledge about how to do this and I was starting from scratch.  I would say that one of my strengths is that I have persevered and spent hours and hours researching, testing and learning new things.  This is the reason that I have been successful.  I literally googled “What is hosting” when I wanted to start a blog.  The reason I tell you this, is to give you the hope you need to get started.  I am no genius.  I do not have a background in web development and I am not a web coder or master marketer.  Everything I have learned, I have googled, researched, tested, tried, read and learned on my own.  So, if I can do it, you can do it. Let’s start at the beginning. You want to start a blog.  You have no idea where to start.  You have read blogs and you enjoy blogs, but you don’t know how to start a blog.  Let’s start with some simple vocabulary. You need a domain name.  This is what your website is called, or your URL.  Mine, is FlippingPennies.com.  When choosing a domain name, pick something easy to remember.  Avoid hyphens, misspellings and anything that is hard to tell people.  You will be hopefully saying it often, and telling your friends, so make sure you like it:) Bluehost is giving my readers a FREE domain right now, if you sign up for hosting!  This is at least a $15 value, and they have been soooo easy to work with.  If you are considering starting a blog, this is a great deal!  You can also read more about starting a blog and walking through the process step-by-step on my previous post, How to Start a Blog. First, if you ever want to make money on your blog, you need to be self-hosted.  This means, that you must purchase a hosting package.  PLEASE resist the urge to use free platforms, such as Blogger.  Every blogger I know that started there, has had to go through the laborious process of switching to a self-hosted WordPress blog.  You do not have the freedom with advertisements on a free blog that you do on a self-hosted blog. Hosting: This is a little piece of the internet.  You are literally buying space on a server to store the data from your site, so that your website can be accessible via the internet.  Your hosting service stores a database with your website files and keeps it online at all times, so that your website is accessible online.  These plans start out at anywhere on the low end ($7-$8 a month) but right now, Bluehost is giving my readers a special price of $3.49 a month and a FREE domain.  This is only available through my link so act now if you are interested.  This is a super low price and probably won’t last for very long. Next, you need to install WordPress.  There is a reason that most bloggers use WordPress.  It is the most user-friendly platform out there.  It is free to download through your Bluehost hosting plan. What is WordPress? This is the platform in which you will make your posts, add the pictures to your site, etc.  It is the software you use for your blog.  As I mentioned before, it is free and very user-friendly. Once you have your domain registered and hosting package, you can download WordPress.  It is super easy to do and I walk you through it step by step in my post, How to Start a Blog. Once you login to your website through WordPress, you are ready to start blogging!  First things first, I would choose a theme.  “What is a theme?” you ask?  It is a template that determines what your site looks like and how it is laid out.  Do you have a sidebar on the right?  on the left?  both?  How are your menus set up?  Is there a large slider at the top?  What does it look like?  Now, keep in mind, that even when you choose a theme, there are still quite a few options within each theme that will help you organize your blog the way you want to. Wordpress offers many themes for free.  There are a lot of other paid themes as well.  Genesis Theme is a pretty popular theme and it has a lot of options.  I have also used free themes and have been very happy with them. Next, on the right side of your WordPress interface, you will see “Posts.”  This is where you will write and publish your blog posts.  It is very intuitive and easy to figure out.  There are options such as bold, italics, bullets, etc., just as you would see in a Microsoft Word document.  You can add links by highlighting words in your post and clicking on the link on the menu above and pasting the URL in which you want to link to.  You can choose headings, numbered lists and so much more.  I would recommend getting familiar with this page and all of your options. When you are ready to publish your post, you can find the “publish” button on the right of the screen.  Be sure that as you write your post, you “update” or “save” it all along the way.  I have had plenty of situations where I am halfway done with the post and the power goes out or a toddler turns off the computer.  NO!!  So, now I am trained to save them as I go.  There is a backup save on WordPress, but it is easier to just be sure that your post is saved as you go along. Now that you know a few basics, you are ready to go!  If you are interested in starting from scratch and want to start blogging, get step-by-step instructions on my post How to Start a Blog!  I hope this changes your life like it has changed mine.  Also, if you have any questions along the way, feel free to contact me or email me and I will help in any way that I can. What other “Starting From Scratch” questions do you have?  Fee free to post them and I will do an update and answer all of your blogging questions!

To learn more about How to Start a Blog, read my step by step tutorial to get you started.

Here are a few other good reads to help in your blogging adventures:

How to Make Money Blogging

8 Legit Ways to Make Money From Home

10 Ways to Earn a Living on the Internet

How to Get Freelance Writing Gigs

7 Easy Ways to Make Money Blogging

15 Work at Home Companies that Pay $12 an Hour or More

There are a lot of different ways to work from home, and I listed a lot of different companies that will allow you to do so on the post 25 Companies That Pay You to Work From Home. A lot of those ideas are temporary or extra side money, but I wanted to make a list for those of you who are looking for a good job making a decent extra income from home. So, here are 15 companies that you can work for from home making at least $12.oo or more per hour (Some are repeated from my other article).

Brighten Communications– They hire telemarketer callers, and pay between $12-$18 per hour. You need high speed internet, a land-line that can call long distance, a printer, and fax machine.

The ACT– They are always looking to hire readers to read and score the essay portion of the ACT. Pay is based on experience, but starts at $12.00 per hour. You do need at least a bachelor’s degree, and they prefer teaching experience, but it isn’t required.


Hilton Worldwide– Work for this well known hotel chain from home doing reservations and customer service. They are a very reputable company and offer great benefits for employees!

Blue Zebra Appointment Setting– Cold calling appointment setting. Start at $15-$25 per hour based on experience!

Executive Scheduling Associates– Work from home scheduling appointments for financial wholesalers starting at $12 per hour.

American Express– Visit their page and search “virtual” in the “search for job” box, and all of their work from home options will appear. I have heard a few of them start at $16 per hour.

Working Solutions– They hire independant contractors to do sales, technical support, and customer service. Looking for experienced and well educated employees, and start you at $20 per hour!

Virtual Office Temps– Hire virtual office assistants, and pay up to $28 per hour. Looking for committed, long term, part and full time employees.

Panda Tree– Starting at $12 per hour training students in Spanish and Mandarin.

Carlson Wagonlit Travel– A travel company that hires you to help customers with their travel plans. Starts at $15 per hour.

Harris Connect Fundraising– Pay $12-$15 per hour for at home fundraising and sales.

Alorica– At home agents doing customer service calls. It’s not an hourly rate, but you get paid a per minute, or per call rate.

Rosetta Stone Work from home as a language coach. Pay is about $17 per hour.

Zero Chaos– Conduct search evaluation ads and quality ratings. Pay is $15 per hour.

Blooms Today– Assist customers with their purchases. Earn an average of $15-$25 per hour with unlimited potential based on performance.

I have said it before, and I will say it again… The best way to earn a living from home is to start a blog.  You are in complete control of your income and you have a flexible schedule.  You can work when you want to and do something that you love.  If you are more interested in working from home for yourself, visit How to Start a Blog and learn how to Make Money Blogging.

15 Work at Home Companies that Pay 12 an Hour (or more!)

8 Survey Sites You Can Use to Make Extra Money

Making a little extra money is nice, but sometimes it’s hard to find a legitimate source that pays well. If you want to work from home on your own schedule, then try some of these survey sites. They each work a bit differently, so find one (or more than one) that you like, and get signed up!

Swagbucks

This is the survey site that I’ve heard the most about. I’m not saying it’s the best, just the most widely dispersed. A cool thing about Swagbucks is that it offers more than just surveys; you can get points for just surfing the web!

Pro Opinion

This is a relatively new company, so they’re looking for as many new users as possible. They want you to take surveys based on your professional expertise and opinion (hence the name), so keep that in mind. Also, this site doesn’t pay in cash, it does gift cards, but usually that’s not a big issue.

American Consumer Opinion

This is your classic survey website. It pays you for each survey you take, and the surveys have a wide range of topics. If you’re looking for something simple and straight forward, then this is your site!

VIP Voice

My favorite thing about this website is that it has a tiered system in place. That means that the more surveys you take, the more points you earn for each one. You can also use your points to enter website specific sweepstakes, which can give you big rewards!

Nielsen Digital Voice

This website has lots of different functions, so you can do more than just take surveys in order to make money. Through this site, you can even just browse the web to make money!

Pinecone Research

Lot of people say that they really like this website; it’s user-friendly, pays well, and isn’t too pushy with their information. Every now and then, the website also sends you free products to do reviews on, which is always nice!

Inbox Dollars

The name of this survey site pretty much explains what it’s all about. J Other than websites, you can also play games, do online shopping, and search the web in order to earn points and money! It can’t get much better than that!

Harris Poll Online

This website has a feature that I really like that the other ones don’t have. You get points for all the surveys you take, but if the site recommends a survey for you but you don’t qualify for it, then you can still get points for the untaken survey! That’s like free money.

If surveys aren’t your thing, here are other great ways to make money from home:

How to Make Money Blogging

How to Quit Your Job and Make Money on Instagram

5 Ways to Make Money Snapchatting

50 Great Ways to Make Money on the Side

54 Side Hustles to Earn Extra Cash from Home

10 Ways to Earn a Living on the Internet

8 Survey Sites You Can Use to Make Extra Money

How to (Quit Your Job) and Make Money on Instagram

Traditional day jobs are always nice, but making money on the side is great too. When you can quit your day job and turn that side job into a full-blown career, that’s even better! If Instagram is one of those ways you want to make money, then try these great tips!

If you’re serious about making money on Instagram, begin posting often. You can’t just put one picture up every few weeks and hope that will get you money and followers. Make sure you’re posting frequently so that your followers can expect to hear from you.

To the best of your ability, develop your own niche. While it may seem like a good idea to post pictures of everything to cater to as many people as possible, that won’t help you market your blog in the long run. Instead, post things that you’re interested in and work it into your niche—when you develop a brand that people recognize, you’re on your way to a great Instagram program!

Be honest and reliable with what you’re posting. If you’re advertising, then tell people that and tell them what you really think. Don’t just give a bad product a good review because the company is paying you. Be honest with the brand, too; if you aren’t comfortable giving them a good review, let them know that. Everyone will appreciate the honesty.

To really take your Instagram profile up a step, sign up for Instagram-focused agency platforms. They’ll help you get connected with brands and Instagram users that are interested in the types of things you’re interested in. Popular Pays is a well-known platform you could use, but you can go with any of them. You have to spend money to make money, after all.

How to (Quit Your Job) and Make Money on Instagram5You could also try using affiliate networks (that are compatible with Instagram). These are pretty unknown in the Instagram world, but they pretty much link your photos to certain websites and, if your Instagram followers are signed up to those sites, when they like your picture, they’ll get links in their email. It’s a little confusing, but a great way to earn money and get your Instagram profile out there.

In order to get others to follow you, you’ll have to follow others. That means doing your research and finding other Instagram users that have similar interests as you. Once you follow them, hopefully they’ll follow you back and you can indirectly coordinate with one another.

 Try to network in real life. If you know people in real life that have connections or that you know would be interested in your Instagram profile, then network with them! You could also get friends and family members from other social media platforms to connect with you on Instagram.

Instead of waiting for brands to come to you, you can always go to them! Contact brands directly that you really like and let them know you’re interested in advertising for them or something similar. You might get rejected, but at least you’ll know that you tried.  Make sure your profile is polished, though, because that’s the first thing they’ll look at to determine if you’re worth the investment.

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16 Ways to Use Your Camera to Make Money

Taking pictures can be more than just a hobby; you can actually make money off your photographs! You’ll need to have a gifted eye (or be trained in photography,) to be able to make money with your photographs.

Start with individual portraits or even family photography. There are lots of ways to go about doing this: you can put posters up around the city center, talk to neighbors and/or friends, or build an online profile.

There are actually a TON of sites that you can use to sell your stock photos to. There are so many with different rules and guidelines that you’ll for sure find one you like. Look around, find one that gives you a good cut of the profits, and then start working!

You should also join picture sharing sites like Flickr, for example. You can adjust the rights to your photos so that people can see them and either use them for free or buy them at a cheap price. This will get your work out there so more people talk about and use it.

You’ll want to start building a portfolio both online and in a physical copy. To get real experience in your portfolio, start by offering free or super cheap sessions.

Websites like Scoopshot will hire you and give you photo assignments that they’re in need of. You can sign up for multiple websites and, when they need photos, they’ll put out an assignment that you can select. It’s a pretty easy and great deal if you like taking pictures anyways.

Landscape photography is a pretty big deal, especially in tourist areas. Tour companies are always looking for good pictures to put on their websites and brochures, and you could even make and print your own photos to sell to tourists.

As you take pictures and start getting experience, make sure you’re using them to build an online presence. Join networks like Instagram to build a following, and get paid to travel!

 Airbnb hires freelance photographers to take pictures of apartments and rooms for sell. You’re contracted out individually by each owner, but Airbnb is sure to set you up with some pretty sweet connections.

In fact, real estate photography in general is a good business to get into. Realtors or independent contractors and sellers are often looking for a skilled photographer that can make their property look as ideal as possible.

You could try your hand at “PR Photography.” This is pretty much the more acceptable term for being in the paparazzi, but hey, it pays well. Take pictures of celebrities and then sell them to websites and magazines. If you get a good picture, you can actually make some pretty decent money this way.

Special occasions such as graduation, weddings, or sporting events are a good way to make money as a photographer. Usually you can reach out to people and offer your services at these events since they’re always wanting professional pictures at a good price.

Mix photography with marketing by signing up with services like Stylinitiy. Basically, you take pictures of your clothes and post them on Instagram. If your followers buy your look then you get paid! It’s a fun combo of fashion and photos

Once you’ve got a pretty good base, you can start contacting companies directly and offering to take pictures of their products and brands. If they can see that you’re good at what you do, then they’ll very often give you a trial run to see if you’re a good fit.

Websites like Foap allow you to sell your iPhone images to make some quick money. You split the profits with Foap, but they provide great access to all kinds of services.

If you live in a big city or somewhere that always has special events, hang around those event areas and offer your services to people at a small price. This is pretty popular at sporting events or other things that attract tourists.

Try and see if you can contact some magazines or newspapers to sell your photos to them. They usually want very specific pictures, so if you have what they want then they’ll often pay you a decent price to get it.

Other related posts:

How to Make Money Blogging

10 Ways to Earn a Living on the Internet

5 Ways to Make Money Snapchatting

How to Quit Your Job and Make Money on Instagram

16 Ways to Use Your Camera to Make Money

25 Companies that Pay You to Work From Home

Whether you are looking for full time employment, a second job, or just a little extra spending money there should be something here for you! There are so many resources out there today, and this is just scratching the surface…but hopefully you can find something on here that will work for you! 1. Aim for A Tutoring– They are always looking for part and full time tutors in almost any subject. Click the link and apply…I’m sure there’s at least one subject you are good at! 2. Balance Your Books– If you’re good with numbers and want to do book keeping this is a great option. 3. Amazon– They hire customer service reps working from home…usually starting at around $10.00 per hour. US only. 4. GigBucks– Choose from a bunch of different tasks on the site where you can come up with solutions to help these companies. They start at $5 and can go up to as much as $50, so if you are good at problem solving definitely click on the link. 5. iBotta– One of many mobile phone apps that you can earn money from using. 6. Apple– Get a job in customer support through chat and over the phone for their products. 7. Groupon– Another great customer service job from home. Make sure you know how groupon works before applying for this job. 8. MySurvey– If you’re just looking for a little extra cash, online surveys is a great place to find it! My Survey is a perfect place to start. 9. Blue Zebra Appointment Setting– This is cold calling from your phone. I have heard you can make up to $15-$25 an hour based on experience! 10. Nordstrom– They hire seasonal at home customer care workers. 11. Inbox Dollars– Another great online survey website. Easy way to make money! 12. Leapforce– Evaluate search engine results. 13. Task Rabbit– Complete menial tasks and errands for different companies. 14. Casting Words– A transcription job. If you are good at listening and a quick at typing then this is a perfect job for you! 15. Measurement Inc.- Work from home scoring tests. 16. American Express– They hire you for sales related jobs working with inbound calls. I hear you start at around $16.00 per hour! 17. Sylvan– Another from home tutoring option. 18. Zero Chaos– They hire you to track the effectiveness of online ads. 19. EA Help– Offers virtual assistance help to customers with different tasks throughout the day. 20. Lion Bridge– Search engine evaluating job. 21. Pearson– Another test scoring company. 22.VIP Desk Connect– They hire you as sales brand ambassadors to connect with customers. 23. Kibin– Online proofreading/ editing job. 24. Dell– Online and over the phone tech support job. 25. Instagram– Photographer and travel blogger.
25 Companies That Pay You to Work From Home

6 Critical Financial Discussions You Should Be Having

Financial issues are one of the main reasons for divorce these days, and one of the biggest causes of stress in our lives. Whether you have already tied the knot, or are planning to soon, there are some critical financial discussions that you need to have to try and prevent financial issues from becoming a bigger problem than they need to be. It is a good idea to continue these conversations and more throughout your marriage or relationship. Financial issues need to be a team effort, and the more you sweep them under the rug…the worse they get.

1. Where You are at Financially Right Now

Let your partner know what loans you have, what debts you still need to pay off, investments you may have, savings money (discuss what it’s for). You have to know where you are starting out to make a plan for the future.


2. Financial Goals 

Discuss both short term and long term goals such as…goals for paying off debts (when and how much you will pay each month), how much you want to save from each paycheck, goals for buying a house, retirement plans, health care, education goals, plans for future jobs (especially when kids come in to the picture). It will make such a difference to discuss these things a head of time and get on the same page.

**If you are interested in making more money to help in your financial goals, here are some great side jobs to help bring in some extra cash:

How to Make Money Blogging

How to Start a Blog

8 Legit Ways to Make Money From Home

Top 54 Side Hustles to Make Extra Money

50 Ways to Earn Extra Money on the Side

10 Ways to Earn a Living on the Internet

3. Monthly Budget Plans

Is one of you a spender and one a saver? Do you like to eat out multiple times a week? Is buying expensive clothes, makeup, or home decor important to you? These are good questions to answer not only for yourself, but for your significant other. You need to be on the same page with where expenses are going, and how much. This will avoid trying to hide purchases, and creating tension. Go over each of your expenses from the past month and see where you spend most of your money. I am sure there are places that both of you can improve on to get to a better place budget wise. Planning a budget together is also the “how” of your short term, and long term financial goals. By creating a budget that you both agree on you will be planning your route to achieve those goals together!


Other Related Posts:

How to Budget When You Don’t Make Enough Money

20 Things You are Forgetting to Budget

15 Money Mistakes to Stop Right Now!

15 Mistakes People Make When Paying Off Debt

4. What Expenses Need to be Decided Together

Do you need to discuss an expense any time you swipe the card? Or just large expenses? This isn’t something we thing about discussing very often, but it is a good thing to be on the same page about. You don’t want to cause a fight each time you come home and one of you has bought something. So figure out what works best for each of you. Will you include a certain amount of “extra” money for each of you every month? Do you just trust the other person and not worry about expenses they are making? Do you make every purchase a combined decision? There isn’t a right or wrong way, but there will be a way that works best for you so figure out what that is!

5. Bank Accounts and Bills

Discuss whether or not you will have joint banking accounts, or separate. Also know who will be in charge of bills, you should both know what monthly bills and expenses are coming in each month, but knowing who pays what (or signing up for auto pay) will avoid missed payments and blaming one another for late fees.

6. Financial Weaknesses

Admitting our weaknesses is really a sign of strength. If you and your partner can openly discuss each of your weaknesses financially then it will be easier to help each other through those in the future and work through them as a team.

6 Critical Financial Discussions You Should Be Having

7 Easy Ways to Make Money Blogging

Years ago, I would hear that people were blogging for a “living” and I always wondered HOW are they making money?  How does blogging give them a substantial enough income that they can live on it?

Blogging has changed my life.  It has paid off our student loans, paid off cars, credit cards and we even bought a new camping trailer, yay!  It has also sustained our family through a career transition for my husband.  So, if you are like I once was, and are wondering how you can make money blogging, this is the right place for you.  There are a lot of revenue streams, but I have outlined the most popular sources of income for bloggers.

If you are interested in starting a blog, you can find step by step instructions on how to start a blog for really cheap!  You can start a money-making blog for as little as a few dollars a month through my special Bluehost link discount, so hurry and take advantage of this opportunity before it expires!  In order to make money blogging, you want to have a self-hosted blog, which means buying a hosting package.  You will even receive a free domain if you sign up for hosting with this new deal.  In order to maximize the money you can make, you need to be self-hosted.  So, if you are interested and want to start a blog, I can walk you through it.

  1. Ad networks like Google Adsense and others are a great place to start.  They are easy to use, have great analytics and reporting and will be a perfect first step in making money blogging. To get started, apply for an account (that is after you have started your blog.  You need to have a domain name and hosting, which you can get here for a very special discount for my readers.)  Once you have been approved by Google Adsense, you create ad blocks.  You choose the size, color, font, etc. and then you literally copy and paste the ad code into your website.  There are plugins (I like ad inserter) that make it especially easy.  You can choose where to place your ad block (in your post, on the sidebar, at the bottom, in the header, etc.) Take some time and look through different programs to find the one that fits you best. AdSense is common, but you may find one you like more. The way Adsense works, is that advertisers go to Google and sign up with Google Adwords.  They then place the ad on your site, and when someone clicks on an ad, you get a portion of that click.  It is called PPC (pay-per-click) advertising.  Google gets a cut and you get a cut.  And it is a win-win.
  1. If you want a bigger portion of the profit and are willing to put some extra leg work in, then you could consider direct advertising. There are a few ways to go about this, but you’ll need to have a pretty good base of followers and traffic before you start searching for direct advertisers.  This version of advertising is a little bit more work, because you have to find the advertisers yourself, but you then get 100% of the agreed upon rate for your advertising.  Some bloggers choose to have a set monthly rate for certain sizes of advertisements, while others track performance and charge based on clicks, customers, etc.  Find companies that don’t directly compete with your brand, but are very complimentary to your blog niche and reader base.
  1. You could also work with affiliates on your site to get some extra money out of your blog. Affiliate programs are pretty simple and used by quite a few bloggers. Pretty much, you endorse or write articles about why you like a certain product in hopes that your readers will go out and buy that product. The more followers that use your link to buy the product, the more money you get from the company. While this is a good way to make money, there are a few guidelines I would suggest if you do this. First, don’t endorse all sorts of products just so you can make lots of money; endorse quality products you actually like and use. If you don’t, your viewers will know and you run the risk of losing your audience. Secondly, be open and honest that you’re an affiliate for a certain product. Make sure your reader knows that and don’t force the product down their throat—that will get obnoxious quickly and, again, your audience could diminish. If you like the product and really do want others to know about it, then you should feel excited and confident to begin the affiliate program!
  1. Some companies will actually pay you to just do a product review; you don’t even have to be part of an affiliate program. This is really similar to affiliate marketing, but instead of promoting and endorsing the product on your blog, you simply write a review about it. Tell your audience what you liked about it, what you didn’t like so much, and why you prefer that product over other similar brands. Again, make sure to be honest and straight-forward with your readers. You don’t want them investing in your word and then getting upset when the product isn’t as good as you said. Don’t sacrifice immediate cash for long-term followers and trust.
  1. Actually, you actually don’t even have to have your own blog to make money off blogging. Sound crazy? Well, it’s not. If you love writing, but all the other marketing aspects of a profitable blog don’t interest you, you can be a freelance writer. You can send your material to blogs you think would be interested in publishing your content. It may take a while to build up a reputation as a freelance writer, but once you have it then you can get a pretty solid income from it.
  1. Ghostwriting is a little different; instead of having your name posted to all the articles that you submit to blogs and get published, your name won’t be seen (hence the “ghost” part of ghost writing). Pretty much, you can be employed by a blogger to write content for them and they just assume it as their own. You can actually make this a part-time (or even full-time) job, especially if you work for numerous different bloggers. It can kind of be hard to get into this business at first (unless you personally know a professional blogger), but that doesn’t mean it isn’t worth it! If you’re a really good ghostwriter, you can make up to $50 per article you’re assigned, and some articles take less than an hour to write. That’s a good deal!
  1. If you’re a successful blogger, why not become a successful author too! You can actually repurpose your old blogs and sell them as books (or, more likely, e-books). Of course, you’ll need to reformat your blogs to fit into a professional looking book, but if you have content that people want quick and constant access to, you can make some good money off this. Some really successful bloggers have made over $70,000 in a week from e-book sales, so it obviously works. If you’re having problems selling your blog content, then you can made a related e-book to your blog and then advertise it on your blog! It’s similar content that your followers love and you have a platform that gives free advertising. The perfect combination!
If you want to know more about How to Make Money Blogging, or How to Start a Blog, visit my other posts  and learn how you can make 6 figures at home, working on your own schedule!
7 Easy Ways to Make Money Blogging